Health Insurance

The ORACCA Large Group Health Plan offers the negotiation advantages of large business to Oregon HVAC Contractors. With the power of nine construction trade associations, HealthNet offers superior rates and plan designs, featuring:

  • Annual cap out of pocket for all prescriptions
  • Massage, Acupuncture, Chiropractic, & Naturopath coverage
  • 14 different deductible levels
  • 4 different prescription plans

  • Ability to mix and match above as needed

 

The ORACCA plan currently has over 4,000 individuals insured. The plan has been locally managed by LaPorte & Associates for over 20 years.

If your current plan experienced an increase and you have not looked at the ORACCA Health Plan in the last year, you should review this option. There are structures that have been created to specifically shield businesses from the market cycles and provide long-term rate stability

 

Business Insurance

For more than a century, Federated Insurance has provided peace of mind to business owners through valued insurance protection. Our commitment to serve family businesses endures largely because we share a foundation of values and principles with them that is rooted in the belief that financial strength, vision, leadership, and quality people are critical to any organization’s long-term success.

Federated is honored to play a role in the success of our valued clients. With this honor comes the realization of everyone in the Federated organization that we must be in more than the insurance and risk management business. Federated specializes in business insurance for selected industries, and is a proud associate member of ORACCA. They offer many resources dealing with Risk Management and workplace safety. ORACCA recommends that you look at one or more of Federated’s programs.

Property and Casualty is Federated’s biggest product, they write a wide variety of specialty property & casualty products for a wide range of industries.

Their areas of specialty include:

  • Auto service centers

  • Building materials dealers & wholesalers

  • Custom woodworking & cabinetmakers

  • Contractors in various fields

  • Equipment dealers (Agriculture, Dairy, etc.)

  • Funeral Services

  • Jewellers

  • Machine & tooling shops

  • Motorcycle dealers

  • Petroleum marketers, convenience stores, & transport

  • Printers

  • Retail operations (farm, hardware home supply, & more)

  • Tire Dealers

  • Wholesalers

Coverage is available for a long list of business needs, including various types of liability, Worker’s Compensation, Ocean Marine, Foreign Exposure, and many more. Policies are custom-designed to meet the needs of each business.